Know who you are
doing business with.
A neutral technology intermediary that lets verified Indian businesses publish their own documented commercial experiences — and gives every reported business an equal Right of Reply.
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Listed businesses
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KYC verified
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Published reports
Governance snapshot
CredAlert is an intermediary under Section 2(1)(w) of the Information Technology Act, 2000. It does not determine truth, does not perform debt recovery, is not a credit bureau, and never becomes the publisher of any report. Every report belongs to the business that submitted it.
Built on three non-negotiable principles
CredAlert is engineered as compliance infrastructure first and a product second. The legal posture is enforced in the schema, not in a policy page.
Evidence, not opinion
Every report requires authenticated documents — invoices, challans, ledgers, notices. Each file is SHA-256 hashed and locked into an immutable chain of custody.
Right of Reply, always
Reported businesses are notified before publication and get 30 days to publish an unedited reply that sits alongside the report permanently.
Intermediary by design
CredAlert never authors, edits or endorses a report. Safe-harbour posture, statutory grievance redressal and lawful takedown workflows are built into the product.
Featured verified businesses
KYC-verified entities with an active public profile. Verification confirms identity documents — it is not an endorsement of conduct.
Descriptive, mathematical, never predictive
Every metric on a business profile is computed from activity recorded on this platform — how often the business replies, and how often reports against it are later withdrawn after engagement.
Responsiveness
Share of published reports naming the business that received a Right of Reply.
Resolution
Share of reports later withdrawn by the reporter after engagement.
Profile completeness
KYC documents, registration identifiers and contact channels on file.
Trust metrics are purely algorithmic descriptions of activity recorded on this platform. They are not credit scores, not predictions, not creditworthiness opinions, and must not be used as the sole basis of any commercial decision.
From verification to publication
Verify your business
GSTIN, PAN, CIN and authorised-signatory KYC before you can publish anything.
Submit with documents
Structured intake with minimum evidence thresholds and a signed reporter declaration.
Notice & Right of Reply
The reported business is served notice and can respond before and after publication.
Moderation & publication
Human review for legality and evidence sufficiency — never for truth.
Procurement-grade vendor monitoring
Build watchlists across your vendor portfolio, save searches, and receive alerts the moment a new report or reply is published against a counterparty you track. Resolution tracking closes the loop.
- Portfolio watchlists and saved searches
- Timeline of every report and reply
- Alerting with resolution tracking
- Role-scoped access for procurement, finance and legal
Build CredAlert into your workflow
A documented REST API with scoped keys and webhooks so vendor checks run inside your ERP, onboarding flow or procurement pipeline — not in a separate tab.
GET /v1/businesses?gstin=29AABCU9603R1ZM
Authorization: Bearer ck_live_•••
200 OK
{ "verification": "verified",
"response_rate": 92,
"open_reports": 0 }Compliance controls that are enforced, not promised
Safe-harbour posture under the IT Act and IT Rules, 2021, with DPDP-aligned processing and a complete evidentiary record for every action.
One platform, clearly separated duties
Reporting businesses, reported businesses, compliance staff and enterprise integrators each get a purpose-built surface with role-scoped data access.
Procurement teams
Screen a counterparty before onboarding — verification status, published reports and the vendor's own replies in one view.
Finance & credit control
Track outstanding-payment reports across a vendor portfolio and record resolutions as they happen.
Compliance & legal
Run grievance, takedown, DPDP and legal-hold workflows on statutory timelines with a complete evidentiary record.
What CredAlert is not
- Not a credit bureau and not regulated as a credit information company.
- Not a debt recovery agency — we never contact anyone to collect money.
- Not an adjudicator — we do not decide whose account is true.
- Not the publisher — reports belong to the businesses that submit them.
- Not a scoring product — activity metrics are descriptive, never predictive.
Questions businesses ask before they register
Verify your business. Publish with evidence. Reply on the record.
Join the verified businesses using CredAlert as shared commercial memory — with an equal Right of Reply for everyone named.